Micro Investing Startup Deciml Nets $3 Mn To Boost Product Offerings

Micro-investing platform Deciml has raised $3 Mn (around INR 25 Cr) in its seed funding round led by Jainam Broking Limited.

The startup plans to utilise the fresh funds to accelerate user acquisition, enhance product offerings, and expand its team.

Founded in 2020 by Satyajeet Kunjeer, Deciml offers a micro-investing solution. It enables users to automatically invest spare change from daily transactions into mutual funds. The platform rounds up the transaction amount to the nearest 10, making micro-investing simple, automated, and accessible to everyone.

“The Deciml journey is at a crucial crossroads right now. We took the time to adapt our product to user needs and now, we really want to focus all our efforts and energies on scaling rapidly. At such a juncture, we truly couldn’t have asked for a more wonderful investor and partner than Jainam. They have not only validated our vision but are also fuelling and shaping it,” said Kunjeer.

Commenting on the fundraise, Jainam Broking’s CFO Dishant Milanbhai Parikh said, “We believe in investing in technology that simplifies investing for the common man, making financial literacy more accessible and actionable. Our investment in Deciml aligns with our vision of leveraging technology to democratise access to capital markets.”

The funding comes at a time when India’s fintech sector continues to witness increased interest from investors, underscoring its potential for substantial growth and innovation. Homegrown fintech ventures raised more than $2.5 Bn across 162 deals in 2024 despite the ongoing funding winter.

This momentum has continued into 2025 as well. Last month, reports surfaced that fintech SaaS startup Juspay was in talks to raise $150 Mn in a round led by Kedaara Capital. Similarly, Easebuzz is in talks to raise INR 200 Cr in a fresh round. 

As per an Inc42 report, India’s fintech sector is projected to become a $2.1 Tn market opportunity by 2030.