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InCred-logo
InCred
  1. Company

InCred-logoInCred-logo
InCred

InCred - Financials, Revenue, P&L Statement, Balance Sheet, Cash Flow & More

Private
Incred Financial Services Limited
Private
Incred Financial Services Limited
2016
2016

Founded in 2016, InCred is a lending tech platform. The fintech company initially focused on providing personal and education loans, and has since significantly broadened its portfolio to include SME ...

Funding stage:

Undisclosed

Last funding:

15/09/2025

Total funding:

$450.53 Mn+

Revenue:

₹862.2 Cr++ (FY19)
Prev. FY

Investors

Employee count:

2,178

Last 90d

2,178

Last 90d

Web traffic:

553.25K

553.25K

Last 30d

Last 30d

InCred: Financial Breakdown

Decoding financial health metrics of InCred

  • total_revenue_logo
    Total Revenue
    ₹862.2 Cr+
    16%

    Prev. FY

  • total_expenses_logo
    Total Expenses
    ₹836.3 Cr+
    88%

    Prev. FY

  • profit_after_tax_logo
    Profit After Tax
    ₹24.0 Cr+
    -88%

    Prev. FY

  • total_assets_logo
    Total Assets
    ₹6,486.8 Cr+
    6%

    Prev. FY

  • net_profit_margin_logo
    Net Profit Margin
    2.8%
    -90%

    Prev. FY

Note: Above mentioned stats are for FY18-19

FAQs on Financials of InCred

Yes. In FY23, InCred reported a profit after tax of ₹120.9 Cr+, making it profitable.

InCred's revenue grew 422.2% year-on-year, from ₹168.0 Cr+ in FY22 to ₹877.5 Cr+ in FY23.

InCred's estimated EBITDA for FY23 was ₹407.7 Cr+, derived from its profit before tax, finance costs, and depreciation & amortisation.

In FY23, InCred posted revenue of ₹877.5 Cr+ (up 422.2% YoY) and a profit after tax of ₹120.9 Cr+. Explore the full financials of InCred here...

Disclaimer

Inc42 Datalabs consolidates intelligence from public records, statutory filings, proprietary research, and vetted third‑party datasets. All information is provided as is—please run your own checks before acting on it. Inc42 Datalabs bears no responsibility for decisions or outcomes based on this data.

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